Bundesbank scraps Basel rules for small banks; Leverage ratio replaces buffers leaving SMEs exposed

Germany’s Bundesbank is eyeing a shortcut for small and medium-sized banks. Basel capital rules could be scrapped in favor of a single leverage ratio. No risk-weighting. No buffers. Just raw exposure. https://finanz-szene.de/banking/bundesbank-erwaegt-verzicht-auf-basel-anforderungen-fuer-kleinbanken/ The leverage ratio was never meant to stand alone. It’s a backstop, not a blueprint. “Before a small commercial bank would breach a …

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Gold is now classified as a Tier 1 asset under U.S. Basel III rules, meaning banks can count it at full value.

Gold just got promoted. As of July 1, 2025, physical gold is now officially classified as a Tier 1 asset under U.S. Basel III banking regulations. That means banks can count gold at 100% of its market value toward their core capital reserves. No haircut. No markdown. Same treatment as cash or Treasuries. This is …

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21 days left till BASEL III ENDGAME is implemented

Basel III’s Endgame is here, but is it really about stabilizing banks, or is there a bigger agenda at play? With gold creeping back to the center of the monetary system, the future of money could be on the verge of a historic transformation. What is Basel III, and how could it reshape the global …

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Could Basel III Endgame Drive Gold to $6,000?

For well over two years now, U.S. banks have been fighting tooth and nail against the Basel III regulations – specifically, that only real, physical gold is a Tier 1 riskless asset. Why are banks dead set against this rule? Could it be there’s just not enough gold to go around? By Peter Reagan Your …

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FDIC Chair: “In the near term, the FDIC, together with the Federal Reserve & the Office of the Comptroller of the Currency, will issue a notice of proposed rulemaking to seek public comment on changes to the U.S capital framework to consider how best to incorporate the finalization of Basel III.”

by Dismal-Jellyfish Source: https://www.fdic.gov/news/speeches/2023/spjun2223.html TLDRS: After the 2008 financial crisis, banks were found to be undercapitalized and over-leveraged, leading to a complete overhaul of capital requirements through a set of rules known as Basel III. The aim was to ensure banks held enough capital to weather economic storms. However, Basel III is not yet complete, with …

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