If you’re going delinquent on a student loan in your 50’s. You f**ked up real good.
When the government gets involved they usually make the situation worse. Student loans 90+ days delinquent have exploded higher to heights never seen before. https://finance.yahoo.com/news/student-loan-delinquencies-are-on-the-rise-heres-why-184802465.html 12.9% of student loans are now in serious delinquency, the highest rate ever recorded. https://www.newyorkfed.org/newsevents/news/research/2025/20250513 …
