21.8% Archives - Citizen Watch Report

Mortgage delinquency hits 3.2%. Foreclosures up 17%. First-time buyers down to 21.8%. Builders throw 13.3% in incentives.

July 14, 2025 8:45 pm

Homeownership is slipping through the floorboards. First-time buyers now account for just 21.8 percent of total home purchases, the lowest share ever recorded. That’s down from 34 percent in 2019 and signals a deeper affordability breakdown. Existing home sales are …

American credit rejection rate rises to 21.8%, highest since June 2018, indicating tougher borrowing conditions.

August 2, 2023 3:48 pm

Credit Crunch Alert! Rejection rate for Americans applying for credit – whether it’s a mortgage, new car loan, or a credit card – increased to 21.8%, the highest level since June 2018. Borrowing money is getting tougher, folks! — Genevieve Roch-Decter, …

Americans face increased credit rejection rates, reaching 21.8% in 12 months through June. The rejection rate for auto loans exceeded the application rate.

July 18, 2023 10:13 amJuly 17, 2023 9:34 pm

Americans are having a much harder time accessing credit. The rejection rate for loan applicants jumped to 21.8% in the 12 months through June, the highest level in 5 years: Fed data. The rejection rate for auto loans exceeded the …