San Jose residents pay $11,303 more monthly to own their homes compared to renting

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The housing affordability crisis has made it much harder for American families to transition from renting to buying a home.

In fact, at today’s home prices and mortgage rates, owning a home vs. renting can add up to $10,000 in monthly expenses in some metro areas. How so?

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The majority of rent-vs-buy analyses factor in mortgage costs only. But as many homeowners know, the mortgage is only part of homeownership costs.

To dispel the confusion, Creditnews Research has compared average rent prices against the true cost of owning a typical home across America’s 100 most populous metros.

The study provides a much more comprehensive rent-vs-buy comparison, taking into account all homeownership costs, including insurance, taxes, HOA fees, and renovation expenses.

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https://creditnews.com/research/the-true-cost-of-renting-vs-owning-a-home-in-each-u-s-metro-in-2024/