Moody’s first and now S&P are downgrading US banks due to growing liquidity worries

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S&P Joins Moodys In Cutting Banks 

(Bloomberg) — Two weeks after Moody’s Investors Service rattled financial stocks by cutting the ratings for a slew of US banks, S&P Global Ratings is downgrading and dimming its outlook for several more — citing a similar mix of pressures making life “tough” for lenders.

S&P lowered grades one notch for KeyCorp, Comerica Inc., Valley National Bancorp, UMB Financial Corp. and Associated Banc-Corp, it said Monday in a statement, noting the impact of higher interest rates and deposit moves across the industry.

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S&P also lowered its outlook for River City Bank and S&T Bank to negative and said its view of Zions Bancorp remains negative after the review.

Many depositors have “shifted their funds into higher-interest-bearing accounts, increasing banks’ funding costs,” S&P wrote in a note summarizing the moves. “The decline in deposits has squeezed liquidity for many banks while the value of their securities — which make up a large part of their liquidity — has fallen.”

Fitch Assigns ‘A-‘ Rating to Nomura America Finance’s

S&P downgrades multiple US banks on growing liquidity worries

Moody’s Update on PNC Financial Services Group, Inc.: Update to credit analysis following outlook change to negative

h/t HigoSilver


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