Major insurance company to drop all condo policies in California

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Major insurer Liberty Mutual is dropping all its condo policies in California, it has announced.

The company, which is the fourth-largest home insurer in the state, has told regulators that it will stop offering new condo and renter policies next year.

Existing policyholders will then see their coverage axed in 2026, according to filings with the California Department of Insurance.

‘During this time of increasing risk and volatility, we are building a sustainable business path forward in California by simplifying our product offerings and investing in the areas where we can win in the long term,’ a spokesperson told the San Francisco Chronicle.

It comes as several large insurers have fled the state amid worsening climate disasters, leaving many people struggling to find home cover.

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Over half of Californians said earlier this year that they had been affected by rising premiums for property coverage or had been dropped by their insurer entirely.
Wildfires are becoming increasingly common across California, and have burned more than 1 million acres of land this year so far.

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Filings show Liberty Mutual currently insures just under 67,500 condos and about 102,200 rental properties under its Liberty Mutual and Safeco brands, according to the San Francisco
Chronicle.

https://www.dailymail.co.uk/yourmoney/consumer/article-14215017/major-insurance-company-drop-condo-policies-california.html