JPM Net Income Surge 67% YoY to $14.5 Billion

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JPMorgan Chase reported second-quarter earnings Friday that topped analysts’ expectations as the company benefited from higher interest rates and growing interest income.

  • Earnings: $4.37 per share adjusted vs. $4 per share Refinitiv estimate
  • Revenue: $42.4 billion vs. $38.96 billion estimate

Net income surged 67% to $14.5 billion, or $4.75 per share. When excluding the impact of its First Republic acquisition in early May — a $2.7 billion “bargain purchase gain” from the government-brokered takeover, as well as loan reserve builds and securities losses tied to the purchase — earnings were $4.37 per share.

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Revenue rose 34% to $42.4 billion as JPMorgan took advantage of higher rates and solid loan growth. Revenue gains were fueled by a 44% jump in net interest income to $21.9 billion, which topped the StreetAccount estimate by roughly $700 million. Average loans climbed 13%, while deposits fell 6%.

Shares of the bank climbed more than 2% in premarket trading.

www.cnbc.com/2023/07/14/jpmorgan-chase-jpm-earnings-2q-2023.html


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