Average homeowners insurance in Florida reaches nearly $1000 per month

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10 most expensive states for home insurance

A couple of coastal states that face hurricanes and flooding damage have the highest home insurance costs, but others that are impacted by wildfires and tornadoes are also among the top 10 for the highest premiums. Here’s the list of the states that have the highest average home insurance costs as of 2023:

  1. Florida: $10,996
  2. Louisiana: $6,354
  3. Oklahoma: $5,444
  4. Texas: $4,456
  5. Mississippi: $4,312
  6. Colorado: $4,072
  7. Nebraska: $3,962
  8. Alabama: $3,939
  9. Kansas: $3,437
  10. Arkansas: $3,368
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And here’s how much the average home insurance policy is projected to cost in these states in 2024:

  1. Florida: $11,759
  2. Louisiana: $7,809
  3. Oklahoma: $5,711
  4. Texas: $4,437
  5. Mississippi: $4,482
  6. Colorado: $4,367
  7. Nebraska: $4,292
  8. Alabama: $4,281
  9. Kansas: $3,666
  10. Arkansas: $3,662

https://money.com/home-insurance-most-expensive-states-2024/