Despite no new record, the Bloomberg Bankruptcy Index remains muted, mirroring 2007’s small failures before major collapses.

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As of now, there hasn’t been a record number of bankruptcies among companies with assets above $50 million. The Bloomberg Bankruptcy Index, which considers both the size and number of bankruptcies, remains relatively low. This suggests that while smaller companies, particularly in the mortgage and real estate sectors, may be struggling, larger financial institutions have not yet faced significant distress.

This situation is reminiscent of the period leading up to the 2007-2008 financial crisis, where smaller entities began to fail before larger institutions were affected. The current credit conditions have not deteriorated sharply, and losses, especially in commercial real estate (CRE), have not been fully recognized, which could explain the muted bankruptcy index.

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