Credit card rates at 21.47%, debt over $1 trillion, inflation pressures intensifying consumer troubles.

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The financial landscape is in turmoil: credit card interest rates have surged to an unprecedented 21.47%, while credit card debt has crossed the $1 trillion mark. Personal interest payments have climbed to over $500 billion, signaling a looming consumer crisis. With excess savings depleted, the consumer’s financial health is more vulnerable than ever. Inflation remains deeply entrenched, posing a significant threat to the economy.

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