Apple Card: Check your rewards for targeted 5% promoDiscussion

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by xmorphicx

I received the targeted offer so I thought I’d share some of the details here.

Looks like it works like this:

Promo runs from November 6th through April 30th (6 months). Per the fine print, it boosts your cash back received within certain tiers of total spend starting at 2% and maxing out at 5%. There is a cap for maximum spend on the promo ($50,000) The tiers break down like this:

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$1-$5000: 2% cash back

$5001-$10,000 = 3% cash back

$10,001-$15,000 = 4% cash back

$15,001-$50,000 = 5% cash back

So the maximum cash back one could receive is $2,200 on 50k spend, which is about 4.4%.

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I can see some people getting value out of this, but because of the 15k entry point for 5% I am personally better off just using my other cards and ignoring this promo.

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