DoorDash has officially entered the “buy now, pay later” business, teaming up with Klarna to let customers split their food delivery bills into interest-free installments. Yes, we’ve reached the point where people need loans to afford takeout. Klarna, gearing up for its New York Stock Exchange debut, sees this as an expansion into everyday spending. DoorDash, meanwhile, is pitching it as added convenience. Nothing says “financial flexibility” like borrowing money for your Big Mac.
The new payment system lets customers either pay in full, break it up into four installments, or delay payments to match their payday schedules. This isn’t just a financial gimmick. It’s a sign of where we are. Americans are now so stretched that even a burrito needs financing. Klarna isn’t some struggling startup—last year, the Swedish fintech pulled in $2.8 billion in revenue, a 24% increase. They know exactly what they’re doing. If people are willing to finance sneakers, why not their sushi?
This isn’t just about convenience. It’s about a society where instant gratification trumps financial sanity. Can’t afford a burger today? No problem, Klarna will spot you—until the bill comes due. The risk? A slippery slope toward a future where people are drowning in micro-loans for meals they barely remember eating. If this keeps up, don’t be surprised when debt collectors start repossessing last month’s pizza.
Sweet.
5 ez monthly installments on my $8.99 Krispy Kreme donuts.
— Heisenberg (@Mr_Derivatives) March 20, 2025
Rent will go up 10%
Health insurance will go up 10%
Food will go up 15%
Car insurance will go up 20%Then the government will tell you inflation is 2 percent.
— Dime Opinions (@DimeOpinions) March 20, 2025
Sources:
https://about.doordash.com/en-us/news/doordash-partners-with-klarna