America is cracking under repos, foreclosures, and record commercial delinquencies

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2025 is hitting Americans hard:
– 2.2 million+ cars repo’d, heading toward a 3M record year.
– 326,000 homes in foreclosure filings.
– Commercial real estate drowning: delinquencies at 7.46%, office over 11%.
This is what real financial stress looks like across the U.S. #2025

America’s Housing Crisis, in One Chart – The New York Times

America’s huge mortgage market is slowly dying

Foreclosures Soar 20% As People Struggle To Pay Their Mortgages — Some Think It’ll Be 2008 All Over Again. ‘I’ve Seen This Movie Before…I Know How It Ends’

Foreclosure numbers just posted their strongest jump in months, and the latest figures have homeowners, would-be buyers, and online spectators taking another hard look at the housing market.

New data from ATTOM shows 36,766 foreclosure filings in October, almost a 20% increase year-over-year, along with a 32% rise in completed foreclosures. Several states—Florida, South Carolina, and Illinois among them—reported some of their highest rates since the pandemic-era boom fizzled.

That surge caught the attention of a user in r/HouseBuyers, who shared a Daily Mail report on the trend. Their caption struck the tone immediately: “I’ve seen this movie before and I know how it ends.” For anyone old enough to remember 2008 without Googling it, the sentiment was recognizable. The post didn’t need theatrics; the data did most of the talking.