Fed – Banks have enough capital to continue lending even if unemployment were to hit 10% and the stock market were to plunge 45%

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All 23 US banks that participated in a new Federal Reserve stress test would be able to withstand a severe global recession, demonstrating the strength of the biggest financial institutions at a time when the banking industry still is on uncertain ground.

Results released by the Fed Wednesday show that these banks would have enough capital on hand to absorb losses and continue lending even if unemployment were to hit 10% and the stock market were to plunge 45%.

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Their projected losses would amount to $541 billion under that hypothetical scenario.

The biggest of the group – JPMorgan Chase (JPM), Bank of America (BAC), Citigroup (C), Wells Fargo (WFC), Goldman Sachs (GS) and Morgan Stanley (MS) – all would have capital buffers well in excess of the Fed’s 4.5% minimum requirement under this extreme scenario.

finance.yahoo.com/news/all-23-banks-survive-feds-2023-stress-test-203007760.html

www.cnbc.com/2023/06/28/fed-stress-test-2023-23-banks-weathered-severe-recession.html


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