I don’t dislike social security. It’s an important structure to support people and as I say further below some people will absolutely need it.
I just have zero faith in our current government to maintain it and fully anticipate millenials and Gen Z are paying in money they will never see because of that government
I pay more to social security than I do to the state of California. Which is supposedly such a terrible tax state but I pay significantly more to the feds and get significantly less out of it.
But social security?
I have zero confidence that program will continue to exist by the time I retire. And I don’t think I’ll ever see that money again. They’re gonna strip it and then go “tough shit”. I would significantly rather take that and put it toward my 401k. But nope. And I know it’s going to be worse for a lot of people who will truly need that social security when they retire. If they ever get to retire…
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