Chinese bank loans to the real economy contracted for the first time in nearly 2 decades

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Chinese bank loans to the real economy contracted for the first time in 19 years. This contraction occurred in July 2024, with yuan-denominated bank loans shrinking by 77 billion yuan ($10.7 billion) from the previous month. This marks the first drop since July 2005.

The decline is attributed to weak domestic demand, with households and businesses rushing to repay debt amid a prolonged housing downturn and uncertain economic outlook.

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China’s top financial regulator has indeed warned asset management firms about interest rate risks. This warning comes as redemptions from domestic bond investment funds have accelerated, following measures by authorities to curb excessive buyer interest. The People’s Bank of China (PBOC) has been particularly active in addressing these risks, aiming to maintain financial stability amid a slowing economy.

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Sources:

https://finance.yahoo.com/news/china-credit-growth-weaker-expected-091055939.html

https://www.morningstar.com/news/dow-jones/202408138815/chinese-banks-loan-issuance-slid-in-july-update

https://www.mayberryinv.com/overseas-headlines-august-14-2024/

https://money.usnews.com/investing/news/articles/2024-08-13/factbox-how-china-is-trying-to-cool-a-runaway-bond-rally