41% spike in foreclosures

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Everyone said that because people have 3% mortgage rates they will hold onto those houses forever because they’ll never get a deal like that again in our lifetime. Unfortunately, a lot of people who have those 3% mortgages are now struggling to afford that home and going into foreclosure. You also have a lot of investors that have, ruined entire neighborhoods and are now starting to offload homes substantially bringing down the value of the local real estate market.

See also  With rates unexpectedly high, a wave of CRE foreclosures looms large.

  • South Dakota: 93% increase
  • North Dakota: 86% increase
  • Kentucky: 73% increase
  • Massachusetts: 46% increase
  • Idaho: 30% increase

Additionally, some metropolitan areas with high foreclosure rates include Longview, TX, Trenton, NJ, Atlantic City, NJ, Lakeland, FL, and Bakersfield, CA.

Sources:

www.mpamag.com/us/mortgage-industry/market-updates/us-foreclosure-rates-down-but-some-states-see-spike/497141

metroatlantaceo.com/news/2024/06/us-foreclosure-activity-sees-monthly-increase-may-2024/


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